Intelligence that drives business results, in real-time

Automate time-consuming financial tasks, saving hundreds of hours to reinvest in your business.

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Actual outcomes, not just
dashboards and data

Intelligence built for brands
Power financial workflows tailored to the unique needs of brands with Highbeam Brand Intelligence.
Customize your way
Access and customize financial workflows directly within the Highbeam app or integrate them into your existing workstreams.
Put routine tasks on autopilot
Focus on what truly matters—growing your brand. Highbeam automates routine tasks, allowing you to reinvest those hours into strategic decision-making.

Catch expenses before they become expensive

You don’t have time to review credit card statements daily — see spend on a day-to-day basis so you can flag big expenses.

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Keep a pulse on
your business

Gain detailed analytics and real-time alerts designed for brands, all in a convenient dashboard with performance benchmarks.

illustration showing highbeam app connected to all sales channels
illustration showing highbeam app connected to all sales channels
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Highbeam allows me to manage my business cash flow in real-time. These insights help me save what matters most—time and money.

Maurice Mosseri
Co-founder of Still Here
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The more horsepower you dedicate to cash management functions early on, the better set up you are for the future and the fewer headaches you’ll have downstream.

David Whitcroft
Head of Consumer & CFO, Crew Finance

Cash planning made easy

Highbeam’s live cash reporting and 13-week rolling forecasts give you the insights needed to stay ahead of cash flow fluctuations.

Don't leave money on the table

Automate transfers between interest-earning checking accounts, high-yield savings, and external treasury accounts to maximize profits without lifting a finger.

Power up with Highbeam’s Cash Forecasting

CFOs use Highbeam to enhance their ability to show you accurate cash forecasting.

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The more horsepower you dedicate to cash management functions early on, the better set up you are for the future and the fewer headaches you’ll have downstream.

David Whitcroft
Head of Consumer & CFO, Crew Finance
Learn more about our reporting for CFOs

FAQs

What is Highbeam?
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Highbeam is a finance platform for ecommerce businesses. Highbeam accounts feature:

  • Checking account
  • High interest savings account
  • Virtual and physical cards with up to 2% cash back on ad spend and 1% on everything else4
  • ACH payments, domestic and international wire transfers
  • Revolving line of credit
  • Real time spend management and insights 
  • Ecommerce platform integrations and dashboard
  • Other tools and features to help you run your ecommerce business
What do I need to apply for an account?
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Highbeam is open to ecommerce and omni-channel brands. To be eligible, you must be a U.S. company with the following:

  • Personal identification documents from the business owner
  • The business’s Employer Identification Number
  • Business name, industry, address, email, and telephone number
  • Registration certificates, business licenses, and/or articles of incorporation
What does Highbeam cost?
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We believe in transparent, accessible financial services. Because of that, there are no hidden fees or costs. That is, no minimum account balance needed, no ACH, domestic wire or overdraft fees, and no monthly or annual fees. Advanced features such as Highbeam Capital charges a flat interest rate on loans, clearly called out as APR. International transfers sent in USD have a flat fee of $20 to cover SWIFT charges and non-USD transfers are free after currency exchange. International transactions made via Highbeam cards incur a 1% fee that’s charged by Visa.

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Effective cash flow management for brands

Automate your most important financial tasks with Intelligence, so you can spend time focusing on making your business profitable. 

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(takes less than 5 minutes)